LendingLinc automates Borrowing Base Certificate (BBC) preparation for the long-term care finance industry.
We collect aging, census, liquidity, cash, expense, and related data from banks and borrowers through direct and other encrypted transfer methods, then strip protected health information before processing.
Loan-specific rules are applied automatically. This includes eligibility periods, ineligible payers, cross-aging, credits, cash received, earned unbilled, unposted cash, loan balance, reserves, etc. The resulting documentation is formatted to each lender’s preferred layout and delivered as a lender-ready certificate in PDF, Excel, or CSV, so it fits existing review and approval processes.
Digital signature and PDF generation. BBCs can be signed electronically issued as PDFs and emailed with the BBC and supporting documentation, reducing print, scan, and manual handoffs.
Optional lender-branded BBC due reminder service. Borrowers receive reminders under the lender’s brand, improving certificate compliance and reducing lender follow-up.
Less administrative work. Manual gathering, calculation, reformatting, and signature collection are replaced with a consistent, lender-ready package.
Lower data-transfer risk. Sensitive files stay on encrypted channels, and PHI is removed before the data enters the workflow.
Eliminate HIPAA exposure. BBCs are built from de-identified financial and operational data, so protected health information never reaches lender certificate and documentation processes.
See how LendingLinc can benefit your BBC process
CONTACT US at administration [at] lendinglinc [dot] com
LendingLinc is a Mediant Health, Inc. product